The right Mint alternative for you depends upon several factors, including the device you’d like to use it on, your personality, your goals, the fee structure, and what exactly you want the app to accomplish. Here are a few questions to consider when deciding which app is the best for you.
Do you want to manually log your expenses or have them automatically updated and categorized for you?
Ultimately, the budgeting app that will work best for you depends on your style. If you need to be fully in control and actively tracking to stay accountable to your goals, we suggest a clean, visual app like PocketSmith. If you want a hands-free approach, Digit puts your savings on autopilot and does your budgeting for you.
Do you prefer mobile-only, desktop-only, or do you want the flexibility of both?
Never near a desktop? Always near a desktop? Some of these apps (like Wally) are mobile-only, while others (YNAB) let you do all your budgeting on a desktop app (and a mobile app). If you don’t mind doing some tasks on a computer while monitoring on your phone, or prefer the flexibility of being able to toggle between both, may we suggest—gulp—Mint?
Do you want a birds-eye view of your entire financial picture?
Want to keep an eye on your investments, loans and credit cards as well as your checking and savings? Here’s where you might opt for Pocketguard or Personal Capital.
Will you be syncing your budget information with a partner?
For family budgeting or combining finances with a partner, Tiller, Honeydue and Wally lets several devices and account types on at once.
Are you looking to rewire your savings approach?
If you’re looking to form good spending habits while doubling down on your savings or debt repayment goals, consider picking up a method-based goal-setting app like You Need A Budget or Goodbudget.