Commercial Bank provides services like accepting deposits, lending business, auto, home loans and essential investment products for customers like savings accounts, term deposit and many more where bank in exchange compensate interest on investments and deposits. Some of the commercial banks in India are Indian Bank, Andhra Bank, Punjab National Bank, Canara Bank, etc. This bank mostly deals with transactions from large business group or corporate as opposed to transactions from individual customers know as retail banking. Now a days, Modern commercial banks are termed as online commercial banks where they do not own any physical offices customer can fulfil all the transactions over the internet or over the phone.