1. Open a Bank account

Complete the Application

Fill out the online application using the information you have assembled. You may be required to scan or upload a photo of some items such as your driver’s license.

When you are finished, click “submit.” You will probably receive an email or text message verifying receipt of your application and advising you about next steps within a few minutes. One of those next steps may be the need for a signature card, a document banks retain and use to verify your signature on checks and other transactions. If so, the bank will likely mail you a card, which you (and the account co-owner if applicable) sign and return. Most online banks don’t have this requirement and instead accept an electronic (digital) signature. If opening an account quickly is a priority, make sure the bank you choose doesn’t have this requirement.

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