2. Open a Checking Account Online

Debit Card/Checks Arrive

If the account you signed up for includes a debit/ATM card and/or checks, they will arrive in the mail after your application has been approved. The confirmation email should tell you how that will happen and how long it will take. For security reasons, the debit card, PIN, and checks will probably all arrive separately. When your card arrives, sign it and activate it by phone or online. Your checks should be usable immediately.

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