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2. Open a Checking Account Online

Fund Your Account

Assuming all goes well and you are approved, the next step is to put money in your new account. Most banks have a required minimum deposit which can range from a dollar to a hundred dollars or more. There are a variety of ways to do this, including writing a check, wiring money, using your debit card, or transferring money electronically from another account. If you transfer money from a separate account, you’ll need the account and routing numbers from that account. Cash is not an option when opening an account online. That requires a visit to a bank branch.

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