2. Open a Checking Account Online

Gather Up Information

Once you’ve chosen a bank, go to the bank’s website and make a list of information and documentation you will need.

This will likely include:

  • Full name
  • Date of birth
  • Citizenship status
  • Current address
  • Previous address if you’ve been at your current address less than two years
  • Phone number
  • Email address
  • Social Security number
  • Government-issued ID such as a driver’s license or passport

Finally, be prepared to provide information on how you plan to fund your account such as routing and account numbers from your previous bank, a credit or debit card, or a check issued from your previous bank.

If you plan to open a joint account, you’ll need the same information and documentation for both account owners.

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