2. Open a Checking Account Online

How to Open a Checking Account Online

Opening a checking account online is easy, quick, and painless for most people, but there are several things to consider before you begin the process. For starters, do you want to open a regular checking account using the online platform of a traditional brick-and-mortar bank or credit union or are you more interested in an electronic checking account at an online-only bank? The application process is similar but the accounts differ, especially when it comes to features.


  • You can open an account online at a traditional bank or credit union or an online-only entity.
  • Accounts opened online are under the same regulation as accounts at regular banks and are FDIC insured.
  • Account features vary by bank and by type of account. Research carefully.
  • There is a process to dispute denial of your application.
  • Once approved, use your new checking account just like one at a traditional bank.

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