2. Open a Checking Account Online

Start Using Your Account

If your account is with a traditional bank, you will have the option to conduct most or all of your business online or at a local bank branch. If it’s with an online-only bank, unless you are granted access to an ATM network, everything you do will be done online.

Follow any instructions you receive about setting up the Internet side of your new checking account. This may include downloading an app for your phone or tablet as well as bookmarking a website on your computer.

Move your direct deposits, EFTs, and automatic withdrawals to your new account. From there on, it’s a matter of getting used to the new system. Whether traditional or online, all banks and credit unions have a robust customer service system. Most let you contact them by phone, live online session, email, or text. If there are problems, make use of the system that works best for you.

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