Where you choose to keep your money depends on your financial goals. If you don’t want to maintain a bank account, or if you don’t want to limit yourself to just that option, you don’t have to. There are plenty of other ways to access your money and send and receive payments, such as money orders, prepaid cards, peer-to-peer payment apps like Cash App and Venmo, and bill payment services like those offered by Western Union and Moneygram.
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