Basically, a financial advisor is anyone who gives you advice about your money. However, you should realize that the only regulated title is “investment adviser.” Do your due diligence when looking for financial advice and help. Find out what credentials your advisor has and how they are compensated.
Realize that in some cases, a title might not mean anything — it might even be made up. However, that doesn’t always mean that you’re working with someone who isn’t qualified. Just be prepared to do some research on anyone you hire to help you with your finances.